To apply for installment without credit card with Home Credit, you must meet the following requirements:

  • An Indonesian citizen and have a KTP
  • Minimum 21 years old, or 19 years old if you are married
  • Reside within our service area
  • Have a source of regular income
Prepare the necessary documents
First Step

Prepare the necessary documents

Mandatory Document :
  • KTP
Additional Document : *Your bill at your current residential address, dated within the last one month
  • Driving License
  • Passport
  • Family Register
  • Taxpayer Identification Number (NPWP)
  • BPJS
  • Employment Social Security (Jamsostek)
  • Debit Card with your name on it
  • Credit Card
  • Electricity Bill
  • Water Bill
  • Home Phone Bill
  • Mobile Phone Bill
Go to our nearest partner store
Second Step

Go to our nearest partner store

You can visit Find Our Partner Store page  to find out the nearest store. Submit your application for Home Credit’s financing to our Sales Agent there.

Choose the products you want
Third Step

Choose the products you want

You can apply for our financing on below products:

Visit our product page if you need further information on our financing.

Submit your financing application
Fourth Step

Submit your financing application

Inform our Sales Agent that you would like to make a purchase using our financing. Our Sales Agent will inform you about your Down Payment and Monthly Installment amount. You can also utilize Home Credit Indonesia’s credit simulation to get an illustration of your financing. Once you approve, our Sales Agent will input your data on our online application system to process your application.

Bring home your purchased goods
Fifth Step

Bring home your purchased goods

You will receive confirmation if your application is approved approximately in 30 minutes.

Upon approval, our Sales Agent will explain more about your financing agreement, monthly installment, and the payment methods. You can bring home your purchased goods once you pay the Down Payment and Admin Fee.

Visit our Existing Customers page  to find more information regarding our Charges & Fees, Further Financing, Complaints, and FlexiFast offer.

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PT Home Credit Indonesia is a multi-purpose financing company that provides financing for customers – both offline and online. We also offer multi-purpose financing to our existing customers to give them confidence to move forward with their financial goals.
We aspire to transform the way the world shops by making the things that matter in life affordable for our customers.

Now You Can!

Head Office:
PT Home Credit Indonesia
Plaza Oleos 8th Floor         
Jl. TB Simatupang No. 53A
South Jakarta 12520
E-mail: Phone: (+62) 21 295 39655
Fax: (+62) 21 227 80155
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